A capability is anything that that a company does well that drives meaningful business results. All organizations have capabilities because without them we could not start or grow a business. We think of capabilities as organizational level skills, abilities and knowledge embedded in people, processes, infrastructure, and technology. Boards of directors, company management, startup founders and investors need the tools to evaluate enterprise capabilities.

The gold standard for evaluating FinTech capabilities is called CMM (Capability Maturity Model).